Equipment Financing

Purchase Equipment Without Dipping into Cash Reserves

FAST AND AFFORDABLE EQUIPMENT FINANCING:

Competitive industry rates
Terms Up To 60 Months
Funding in as Little 24 Hours

MINIMUM BUSINESS REQUIREMENTS:

675 credit score
3+ years in business
Equipment Invoice

 

 

 

Copyright 2022 • Kapitus • All Rights Reserved Loans made in California are issued by Strategic Funding Source, Inc. dba Kapitus, pursuant to California Finance Lenders License No. 603-G807.

Inside or Outside of The Office – Any Equipment You Need

Whether your need a new tractor for your farm or a slew of laptops for your office, equipment financing may be right for you. Learn more in our Ultimate Guide to Equipment Financing in 2021.


Why Consider Equipment Financing?

Getting the equipment you need to remain competitive doesn’t have to be a nightmare.  With a simple application process, competitive rates and monthly payment schedules and terms that extend through the life of the equipment, keeping your business moving forward has never been easier.

FINANCIAL HEALTH

Improve your business credit with on-time payments

Upgrade your equipment without disrupting cash flow

EASY QUALIFICATION

Qualify for up to $150,000 with a 675 FICO & 3 years in business

Only 1 Year  in business needed if you have Excellent Credit (775+)

ADDITIONAL PERKS

Simple application and qualification process with quick access to funds.

Equipment financed or leased may qualify for the Section 179 Tax Deduction.


Popular Equipment We Finance

  • John Deere Mowers
  • Cat Construction Equipment
  • Tractors
  • Front End Loaders
  • Dozers
  • Excavators
  • Forestry Equipment
  • Skid Steers
  • Trucking
  • John Deere Lawn & Garden
  • Kobelco Equipment
  • Row Crop Tractors
  • Seeding Equipment
  • Utility Vehicles

Equipment Financing – What You Need To Know

Every business needs high quality, modern equipment – without it, you wouldn’t be able to operate, let alone make a profit.  But the huge cost of equipment and the prospect of dipping into your available capital has you feeling uneasy.  With Kapitus Equipment Financing, there’s no need to put up with outdated and malfunctioning equipment. You can get financing up to the full cost of the equipment to cover equipment expenses – with no down payment requirement and flexible monthly payments – at the lowest rates in the industry. Whether you’re a construction company, a landscaper, a restaurant owner, or you work in the B2B services space, keeping your business running has never been easier with Kapitus equipment financing.


How To Apply?

Applying for equipment financing from Kapitus is easy; and should only take you about 5-10 minutes total.  Simply fill out our online application, upload your vendor invoice at the end of the application…and you’re all set!  Once your package has been submitted, a Kapitus equipment finance specialist will be in touch with a decision or, when necessary, to learn more about your business.  Upon approval, your finance specialist will work with you to establish a payment amount and plan that works best for your business.

Take Advantage of our App-Only program for financing under $150,000! If your equipment cost and expenses are under $150,000, the only paperwork required is the completed application and the invoice from your equipment vendor.  That’s it – no additional paperwork will be needed to qualify!


How It Works – Equipment Financing Simplified

1. Select the equipment you want to purchase for your business

2. Get Equipment Financing with Kapitus

3. Kapitus pays your vendor for the equipment

4. You take delivery of equipment from your vendor

6. You make payments to Kapitus


Who Should Use Equipment Financing?

Equipment financing can be used in virtually any industry, however there are some industries that utilize this more often than others.  Here are the industries that most frequently use Kapitus equipment financing:

  • Medical/Dental Practices
  • Construction
  • Manufacturing
  • Agriculture
  • Transportation
  • Restaurants

1

We Don’t Need Your Autobiography

Our app-only program is simple and requires minimal information – meaning no tax returns, no business plans, no debt equity ratios, no residential history.   We’re financing your business equipment, not your personal life.

2

…Or Your Limbs

Qualification doesn’t require cross collateral.  The equipment you are looking to purchase is the only collateral needed for approval.  So, rest assured that you can keep your house, your truck, and your arms and legs for yourself!

3

No Financial Smoke & Mirrors

With Kapitus equipment financing, what you see is what you get.  There are no hidden fees.  Our fixed term rates mean you will see no rate adjustments (even if prime lending rates go up!); and there is no need to re-qualify for financing on an annual basis.


FAQ

RELATED BLOG POSTS

How It Works: Revenue Based FinancingEvery business is unique.

This is by far the most frequently used option for small business financing. Revenue-based financing allows small businesses to take financing against their continued business success.

READ MORE

Financing for Business Expansion

How do you find financing for business expansion, when the time is right? No matter how successful a business might be, the decision to proceed with expansion inevitably comes with more spending, not less, and therefore a need to identify funding sources early in the process.

READ MORE

 

Financing for Business Expansion

How do you find financing for business expansion, when the time is right? No matter how successful a business might be, the decision to proceed with expansion inevitably comes with more spending, not less, and therefore a need to identify funding sources early in the process.

READ MORE

 

Financing for Business Expansion

How do you find financing for business expansion, when the time is right? No matter how successful a business might be, the decision to proceed with expansion inevitably comes with more spending, not less, and therefore a need to identify funding sources early in the process.

READ MORE

 

Financing for Business Expansion

How do you find financing for business expansion, when the time is right? No matter how successful a business might be, the decision to proceed with expansion inevitably comes with more spending, not less, and therefore a need to identify funding sources early in the process.

READ MORE