Kapitus Helix^® Healthcare Financing Program

Paragraph: Having additional access to financing is critical for any healthcare practice – whether you’re a general practitioner, a pediatrician, a dentist, and everything in between.  For the times when your business credit card is not the right fit, the Helix Healthcare Financing Program offers you financing alternatives with risk models, underwriting processes, terms and payment plans that address the specific nuances associated with running healthcare and medical practices.

Variety of Financing Options From traditional term loans for medical practices to equipment financing for new technology, to lines of credit – you can choose the right option for your practice’s needs.

With flexible financing amounts, extended terms available, and customizable payment plans, you’re able to build out a financing plan that bridges gaps between insurance payouts.

Easy Access & Quick Approvals Our proprietary risk models consider the irregularity that comes along with practice revenues, and the implications this can have on credit scores; meaning less stringent credit and revenue requirements.

As a healthcare or medical professional, you’re busy.  You don’t have time for a long and complicated approval process.  Our simple application and specialized underwriting significantly reduce application prep and approval wait times.

Save Money on Financing Costs The overwhelming majority of practice owners are forced to resort to using business credit cards with exorbitant fees and to cover expenses that credit cards are not designed for.  With Helix Healthcare Financing, you can qualify for the preferred pricing we offer medical professionals.

Many of the financing options available through the Helix Healthcare Program can be used to consolidate existing debt, allowing you to lower your financing costs resulting in significant savings and increase cash flow.

Enjoy Cash Flow Health Delayed insurance reimbursements, bringing in new patients, and mandated medical equipment upgrades no longer have to be a source of stress or reasons to deplete your cash reserves.

If your focus is on meeting long-term growth goals, Helix Healthcare Financing can be used to hire staff, cover payroll, run marketing campaigns, and expand your practice without detrimentally impacting cash flow.

Access to financing is critical to successfully running an independent healthcare practice. With Helix Healthcare Financing, you have access to a variety of financing options to give you the options you need to keep your practice successful. We can offer flexible financing amounts, rates, terms and repayment options (including variable repayment amounts, or fixed payments on a daily, weekly or, through trusted partners, monthly payments) that allow you to build a financing plan to cover both the short – and long-term needs of your practice.

Qualifying for Helix is not as difficult as you might think!  While qualification requirements will vary depending on the amount and type of financing you are looking to secure, there is minimum criteria:

• You must have a minimum 600 FICO
• You practice must be at least 6 months old
• You must have an average monthly revenue of $120,000
• You must be a licensed practitioner

Applying for Helix Healthcare financing is quick and easy. It takes about 10-15 minutes to get started.  Simply fill out our online application and upload the required documents!  Upon receipt of your initial application, your Healthcare Financing Specialist will be in touch, letting you know the financing options for which you qualify and walk you through the next steps.

Helix Healthcare Financing was created for all professionals in the healthcare industry (including those who help our furry and scaly friends) who are running an independent practice. Here are the practice areas that most frequently use Helix Healthcare Financing :

• Ambulatory, Surgical & Emergency Centers
• Dentists
• Family Planning Centers
• General Practitioners
• Home Health Care Services
• Mental Health Practitioners
• Optometrist
• Pharmacies
• Podiatrists
• Veterinary Services

1. Finally – You Have Options!

Due to the unique and very regulated nature of running a practice, access to traditional forms of financing has historically been difficult for healthcare and medical professionals. And alternative options coming onto the market over the last two decades weren’t much better. Kapitus saw there was a need for financing programs created specifically for healthcare practices that took into account these unique needs and created Helix Healthcare Financing.

2. You Can Keep Your Independent Practice…Independent

It’s a sad fact that all too many independent practices are being forced to close due to the costs of overhead, insurance, adhering to regulations and staying on top of technology improvements and requirements.  Without truly consistent cash flow, keeping up with these expenses can be daunting.  Helix Healthcare Financing provides you a reliable and trustworthy financial partner to help you manage issues so you can keep your practice independent and successful.

3. No Financial Smoke & Mirrors

With Helix, what you see is what you get.  We believe in being up-front and transparent about every aspect of the application and funding process – from fees you may encounter to the costs of financing, to repayment terms.